Our Team

RITZ Consulting Group

Meet our professional
team experts.

Introducing our professional team experts which have years of experience and knowledge in each business sector that will assist clients manage their long-lasting businesses.

Working with the right teams is also a key to successfully achieve your business goals.

Founder & Managing Partner

Zulfikar Lukman

With over 13 years background as Executives (Chief Executive Officer (CEO)/Corporate Director/Chief Financial Officer (CFO)/Managing Director (MD) in several industries in well known group of businesses and over 12 years working experience in banking sectors, especially in Corporate Banking, Commercial Banking and Project Investment.

Rifwaldi Rivai

After working as a banker for ten years, he founded the Law Firm and specialized as a general corporate and capital market legal consultant, advocate, receiver (currator) and administrator for 20 years. In ten years later, he is focusing on handling debt restructuring, loan workout, debt settlement and commercial litigation.

Chairman

Syafii Antonio

Serves as a Commissioner & Supervisory Board of Bank Mega Syariah, Bank Mandiri Syariah, Takaful, Lembaga Pembiayaan Ekspor Indonesia (LPEI) and Permodalan Nasional Madani (PNM).

Senior Partners

Indra Yurana Sugiarto

He holds a double master's degree, MBA in Marketing, and MSc in Computer Science. He has more than two decades of extensive experience in the Banking industry, Corporate Financing both conventional & Islamic Financing.

Budi Setiawan

His long experience in the banking industry, combined with Level 3 certification of risk management from Badan Sertifikasi Manajemen Risiko (BSMR) shows Budi Setiawan expertise in the areas of special asset & recovery management.

Riantoro Priasmoro

Riantoro Priasmoro has many substantial experiences in the Banking industry, locally and internationally, and has a vast depth in Corporate Financing and Investment.

Joefrizal

His academic background on engineering, business administration, and energy risk management combined with his experiences in trading as well as his involvement in projects related to petroleum products, LNG, LPG, gas & crude oil.

Makmur Setyadi

Graduated from Sumatera Utara University in 1992, Makmur Setyadi has worked in several banks in Indonesia throughout his career. His specialities are in the areas of marketing, debt restructuring, as well as fund raising in both conventional and Syariah.

Mesa Indra Naiborhu

Holding several certifications such as Introduction to Corporate Finance, Risk & Return Corporate Finance, Free Cash Flow Analysis Corporate Finance from Columbia University, Decision-Making & Scenarios.

Edi Zamhari

Working in banking sectors for 21 years followed by career in a Business Group which includes Shipping Business, Oil Service Company, Coal Mining, Palm Oil Plantation, Hospitality etc. Currently, he serves as Senior Partner in RITZ Consulting.

Yukifri Nazir

Earned his Bachelor Degree of International Relation at Asia University, Tokyo. Has a broad and established career in Banking industries, including Japan-owned Bank, followed by career in a Private Equity, currently he founded Affirmate Group and serves as CEO.

Aida Heralina

She has a broad experience with over 10 years as a Business Analyst in Retail and Corporate Banking Operations Management, Account Management, Treasury, Finance and Accounting and also in Project Management handles Core Banking implementation for Operations covering Branch Operations, Liabilities and Assets, and General ledger both in Islamic banking and conventional banking

Budi Arman

Bachelor of Law from University of Indonesia and Master of Management from Gajah Mada University, and have more than 17 years working experience in Human Resource for several company

Nuruddin

He earned his Doctor of Law from Pelita Harapan University. He founded a Law Firm (Nuruddin & Partners Law Office) and have a license as Administrator and Curator issued by Indonesia Curator and Administrator (AKPI)

Eki Alamsyah

Bachelor in Accounting from University of Indonesia and he has more than 28 years working experience in Finance and Corporate Banking for several company

Bramantio Suryo Joyo

Bachelor in Business Administration at Korea University, Seoul and He has as a long experience in Corporate & PR Strategy for several company

Lukman Mahfoedz

Lukman, has total experience of 42 years in the energy business, i.e., Construction, Upstream Oil & Gas, LNG, Power & Infrastructure and Copper/Nickel smelter, and has held various executive positions (23 years in Huffco /VICO Indonesia & BP Indonesia – last position Sr. Vice President Tangguh LNG (Train 1 &2 ) and 17 years in Medco Energy International TbK to 2020 – various Board of Director positions and then last 2 years as Independent Consultant). Graduated ITS Surabaya, Mechanical Engineering & Advanced Executive Management Program at Northwestern University. Up to 2016, active in the Board of Directors of IPA ( Indonesian Petroleum Association ) and served as President Director for two concecutive years ( 2013 and 2014 ).

Djoni Majuki

Bachelor of Arts from University of California and he has more than 27 years working experience in Financial Sector.

Eddy S. Fuady

Bachelor of Laws from University of Indonesia in 1982 and Master of Management from Padjajaran University. he has more than 42 years working experience in Financial and Legal Sector.

Rahardja Alimhamzah

Masters in Accounting and Finance from University of Indonesia in 1994 and he has more than 27 years working experience in Banking Sector and 5 years in Non Banking Sector.

Bimantoro Adisanyoto

Earned his Bachelor Degree from Gadjah Mada University in 1986. He has more than 23 years working experience in Energy & Management Sector and 11 years in Banking Sector.

Izmirta Rachman

Earned his Bachelor Degree from Bogor Institute of Agriculture in 1984 and Master Degree in International Management from Prasetya Mulya in 1995. He has more than 12 years working experience in Banking Sector and 20 years in Non Banking Sector..

Ansar Arifin

Graduated from Faculty of Economics Padjajaran University in 1988 and he has more than 29 years working experience in Financial Sector.

Indra Surya

Earned his Doctoral Degree from Faculty of Economic, University of Indonesia in 2010, Master of Law from Washington College of Law, American University and Bachelor Degree From University of Indonesia. He has more than 32 years working experience in Legal, Capital Market and Finance Sector.

Jafril Khalil

Earned his Doctoral and Master Degree from Faculty of Law National University of Malaysia. He has more than 23 years working experience in Islamic Finance & Capital Market and Securities Sector.

Aji Prayudi

Earned his Master of Law from University of Indonesia and Master of Management from Gadjah Mada University. He has more than 33 years working experience in Oil & Gas Sector.

Firoz Gaffar

Earned his Master and Bachelor Degree from University of Indonesia and Doctoral Candidate from Faculty of Law University of Indonesia in 2018 . He has more than 29 years working experience in Legal Sector.

Partners

Kusuma Sanjaya

He is an expert in providing legal advice, legal consultation, legal opinion, legal drafting as well as providing legal problem solving through litigation or non-litigation process.

Murdianto

He is an expert in several Rules such as the UCP600, ISP98, URDG758, Incoterm 2010, KUHP, SKBDN, Laporan lalu Lintas Devisa (LLD), Rincian Transaksi Ekspor (RTE), and Customs Regulation.

Jaswan Nasution

Jaswan Nasution has some valuable working experiences which made him an expert in capital market and asset management.

Nanang Hadi Kusumo Yudo

His long experience in banking industry, combined with Level 1 & 2 certification of risk management from BSMR & GARP, and Level 3 certification of risk management from LSPP demonstrate Nanang professionalism in this field.

Krishnan Mohamad

Graduated From Padjadjaran University in Strategic Marketing Management and he has more than two decades as Finance and Management Consultant

Ivan Malik

Earned his Bachelor Degree from Civil Engineering ITB, Master and Doctoral Degree from Financial Management University of Indonesia. He has more than 25 years working experience in Banking Sector and 9 years in Non Banking Sector.

Pandu Budiarso

Earned his Master of Business Administration from Strayer University, USA and Bachelor of Law from University of Indonesia. He has more than 25 years working experience in Regulatory & Compliance Sector.

Adiya Daswanta

Earned his Master of Law from University of Indonesia. He has more than 23 years working experience in Legal Sector.

Associates

Fiana Shabira

Associate

Destra Panca Syahputra

Associate

Muhammad Reza Hibatullah

Associate

Rakai Wastu Demos

Associate

Putri Ayu Soraya

Junior Associate

Ananda Fathima Awanis

Junior Associate

Wyvanny Della

Junior Associate

RITZ Konsultan Indonesia

RITZ & Partner Law Firm

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